::REFERENCE RATES::

In this section we'll frequently update the main Reference Rates (mortages and others) by giving information that appears in official publications.

Average mortgage loans over 3 years to purchase private housing:

Banks: 3.475

Savings Banks: 3.777

Joint Credit Entities: 3.624

One year interbank rate ('MIBOR')(*1): 1.368

(*1) (This index has lost official reference)

One year interbank reference ('EURIBOR'): 1.368

UPDATE DATE (monthly): 2012-05-11

Delay rate (Late Payments Directive): 8.00

UPDATE DATE (biannual): 2012-04-03

AFFECTIO GROUP® discourages taking any decision based solely or partially on the content provided here without consulting with a professional or a legal practitioner first.